Southlake homeowners trust First Call Appraisal when hail, wind, or water damage claims come back underpaid. We invoke the appraisal clause — no lawyers, no upfront fees.
Free Claim Review (817) 618-9884Southlake's high-value homes — many in the $800K–$2M+ range — make underpaid insurance claims especially costly. A hailstorm that strips a standard shingle roof can cost $40,000–$80,000 to repair properly on a larger Southlake property, but insurance companies routinely low-ball initial estimates.
Ryan Lancon, a licensed Texas public adjuster and insurance appraiser (TX #1921679) based right here in Southlake, has resolved over 1,262 claims for property owners across Tarrant County. He knows the local contractors, the local damage patterns after North Texas storms, and exactly how to document your loss so the appraisal panel has no choice but to award full value.
Effective January 1, 2026, every residential insurance policy in Texas must include a binding appraisal clause. Your insurer cannot take this right away. If they dispute the amount of your storm damage, you can demand an independent appraisal — and the result is legally binding on them.
If your insurance company has made a low offer or stalled your Southlake claim, the appraisal clause gives you a formal, binding dispute resolution path. Here's what happens when you call First Call Appraisal:
We work on contingency — you pay nothing out of pocket. We only get paid when you receive a higher settlement.