When your insurance company underpays your hail, wind, fire, or water damage claim, First Call Appraisal invokes the appraisal clause on your behalf — no upfront cost, no court required.
Get Your Free Claim Review Call (817) 618-9884Ryan Lancon is a licensed public adjuster and insurance appraiser (TX #1921679) based in Southlake, Texas. First Call Appraisal represents homeowners and commercial property owners across Dallas–Fort Worth when insurance companies refuse to pay what a claim is truly worth.
Texas SB 458 (effective January 1, 2026) now requires every residential property insurance policy in Texas to include a binding appraisal clause. That means your right to demand an independent appraisal is stronger than ever — and insurers cannot remove it from your policy.
Effective January 1, 2026, all residential property insurance policies in Texas must contain a binding appraisal provision. If your insurer disputes the amount of your loss, you now have a guaranteed right to invoke appraisal — and the result is legally binding on both parties. First Call Appraisal helps DFW property owners exercise this right from start to finish.
We handle insurance appraisal claims throughout the Metroplex, including Tarrant County, Dallas County, Rockwall County, and Parker County.
We evaluate your policy and current claim at no cost.
We send the formal demand letter to your insurer on your behalf.
We document your property loss thoroughly and independently.
Both appraisers present findings to a neutral umpire.
Resolved in 30–60 days. Legally binding on your insurer.
No upfront fees. No out-of-pocket costs. We only get paid when you do.
Request Your Free Review Today