Your neighbor and your licensed appraiser. First Call Appraisal is based in the Trophy Club area and represents homeowners when insurance companies undervalue storm damage claims.
Free Claim Review (817) 618-9884Trophy Club's newer residential construction and premium finishes mean repair costs are often significantly higher than what insurance adjusters initially allow. When an insurer's estimate doesn't reflect real replacement costs for your Trophy Club home, the appraisal clause is your most powerful tool.
Ryan Lancon lives and works in this community. As a licensed Texas public adjuster and appraiser (TX #1921679), he handles appraisal clause invocations from start to binding award — with no upfront fees and no out-of-pocket cost to you.
As of January 1, 2026, Texas law (SB 458) mandates that every residential insurance policy include a binding appraisal provision. If your Trophy Club insurer disputes your claim amount, you have a legal right to demand independent appraisal — and they must participate.